There is real money on the table for Brisbane first home buyers in 2026, if you know where to look and what you qualify for.
First Home Buyer Grants in Brisbane: A Loan For You compares 50+ Brisbane lenders at no cost to help you choose the right option with confidence.
This resource pulls the official grants and schemes into one place, with direct links to the government sources.
Inside: the First Home Owner Grant, stamp duty concessions, the First Home Guarantee, and how to stack them.
There are three big supports first home buyers in Brisbane should know about in 2026.
1. First Home Owner Grant (Queensland). The first home owner grant Queensland offers is $15,000 or $30,000 towards buying or building a new home, for eligible buyers, on homes valued under $750,000. Check it at the official Queensland Revenue Office.
2. First Home Transfer (Stamp) Duty Concession. First home buyers can save on stamp duty. See the first home concession details at QRO.
3. First Home Guarantee. A federal scheme letting eligible buyers purchase with a 5% deposit and no LMI, now with no income caps and higher price caps. Read it at Housing Australia.
Not sure what you qualify for? Our first home buyer mortgage broker in Brisbane checks your eligibility for all three.
Used together, these first home buyer schemes in Brisbane can save you tens of thousands and get you in years sooner.
The grant helps with a new build, the stamp duty concession cuts your upfront costs, and the First Home Guarantee can wipe out LMI entirely.
The catch is eligibility: each has its own rules on price, property type and your history.
Work out your deposit alongside these with our deposit calculator.
These first home buyer schemes in Brisbane reward a bit of planning. The real win is combining what you are entitled to.
1. Check the First Home Owner Grant if you are buying or building new.
2. Apply the stamp duty concession to cut your upfront costs.
3. Use the First Home Guarantee to buy with 5% and skip LMI.
4. Confirm eligibility for each, since the rules differ, before you rely on any of them.
For the full deposit picture, read our guide on how much deposit you need, then talk to our first home buyer mortgage broker in Brisbane.
Always confirm current details at the source:
• First Home Owner Grant: qro.qld.gov.au
• First Home Stamp Duty Concession: qro.qld.gov.au
• First Home Guarantee: housingaustralia.gov.au
• Federal first home buyers hub: firsthomebuyers.gov.au
These figures and rules change, so check the official page before you commit.
The main ones are the Queensland First Home Owner Grant, the first home stamp duty concession, and the federal First Home Guarantee. Eligibility rules differ for each.
The first home owner grant Queensland offers is $15,000 or $30,000 towards a new home for eligible buyers, on homes valued under $750,000. Confirm current details at qro.qld.gov.au.
A federal scheme, run by Housing Australia, that lets eligible first home buyers purchase with a 5% deposit and no LMI. You apply through a participating lender.
Often yes. Many first home buyers stack the grant, the stamp duty concession and the First Home Guarantee. We check what you qualify for.
The First Home Owner Grant applies to new homes only. The stamp duty concession and First Home Guarantee can apply more broadly, subject to eligibility.
The grant and concession go through Queensland Revenue Office or your lender, and the First Home Guarantee goes through a participating lender. We guide you through each.
The grants are real and generous, but every dollar depends on getting the eligibility right.
Let us check which first home buyer grants in Brisbane you qualify for and help you stack them. Our first home buyer mortgage broker in Brisbane does this at no cost.
This resource was compiled and reviewed by Philip Jenkins, principal broker at A Loan For You (ABN 56 125 306 121, Credit Representative 365865), helping Brisbane borrowers since 2006.
Disclaimer: This resource is general information only and does not constitute credit, financial or taxation advice. External links are provided for convenience and we are not responsible for third-party content. A Loan For You is a trading name of Zeeta Investments Pty Ltd (ABN 56 125 306 121), Credit Representative 365865. Details and figures are current as at October 2026 and may change. Always confirm with the official source or speak to us before acting.
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