SMSF Mortgage Broker in Brisbane

Yes. Your self managed super fund can buy residential or commercial property and borrow through a limited recourse arrangement, provided it is set up and run correctly.

We arrange the loan and coordinate with your professionals, who confirm the strategy. The rules below apply to every SMSF purchase:

• Property must be for investment, not personal use
• Borrowing is limited recourse
• Fund must meet the sole-purpose test

For more detail, see our comprehensive guide to buying property with your SMSF.

Most specialist lenders want around 20-30% of the property value for a Self Managed Super Fund Loan Brisbane, plus a cash buffer kept inside the fund for safety.

We compare the specialist lenders, confirm your fund meets their liquidity rules, and structure the loan so rent and contributions comfortably cover the repayments each month.

• Typically 20-30% deposit
• Liquidity buffer required
• Serviced by rent and contributions

SMSF Loan Rates in Brisbane usually sit a little above standard home loan rates, because only a handful of specialist lenders compete in this space.

We compare those lenders, weigh fixed against variable, and make every fee clear, so your fund secures the sharpest available rate for its strategy.

• Compared across specialist lenders
• Fixed and variable options
• All fees made clear

Yes. An SMSF Property Loan in Brisbane can fund residential investment property or commercial premises, with commercial often suiting business owners who want to buy their own workplace.

We match your fund to specialist lenders for each type, explain how the rules and deposits differ, and align everything with your accountant’s advice well before you commit.

• Residential or commercial
• Own-premises purchases suited
• Aligned with your adviser

Most major banks have pulled back from SMSF lending, so going direct leaves you with very few options. As an SMSF Mortgage Broker in Brisbane, we know the specialist lenders.

You also get one local expert who structures the borrowing correctly and coordinates with your accountant, instead of navigating a complex niche alone.

• Specialist SMSF lenders compared
• Borrowing structured correctly
• Coordinated with your accountant

An LRBA is the structure that lets your SMSF borrow to buy a single asset while protecting the fund’s other assets if the loan ever defaults.

The property is held in a separate bare trust until the loan is repaid. We arrange the lending and work with your professionals so the LRBA is set up correctly.

• Borrow to buy one asset
• Other fund assets protected
• Held in a bare trust

In most cases our service is free, as the lender pays us a commission on settlement. For some complex SMSF loans a broker fee may apply.

Where a fee applies, we explain it clearly and in writing before any work begins, so there are never any surprises and you stay fully in control of the decision.

• Usually no cost – lender pays us
• Any fee explained upfront
• Full transparency in writing

SMSF borrowing involves far more than a loan, so a small team of professionals keeps your fund compliant and your property purchase running smoothly.

We arrange the finance and work alongside the specialists below, who handle the fund strategy and the legal side so everything stays correct:

• Accountant or SMSF administrator
• Licensed financial adviser
• Solicitor for the bare trust